TDT Group

Informed debt solutions


Debt counselling is a process of assisting consumers that are experiencing debt related problems through:-

  • Budget advice;
  • Restructuring debt payments;
  • Negotiating with credit providers on behalf of consumer
  • Monitoring their payments
  • Providing after-care services


Debt counselling is done by a debt counsellor. This is someone who is registered with the National Credit Regulator (NCR) and who assists consumers who are experiencing debt-related problems and are having difficulty making their current monthly payments by providing them with budget advice support and mediation with credit providers.


How do you know you need a debt counsellor?

  • If you are having sleepless nights or stressing because you cannot pay your debts
  • If amount leftover after paying essentials is not enough to pay your debts
  • If you can’t make your debt repayments in time


 A note from one our clients:

"I was prepared to loose everything but my children; I was so depressed and felt ill every day at this thought. I even contemplated committing suicide but what about my children and for a fleeting moment I was convinced that my only way out was to take my children with me and just die.

I came across an advert for debt counselling; yeah right I thought this is another scam just to get me in more trouble.  However after thinking about it I contacted the number and was I pleasantly surprised.

They were so friendly and not judgmental at all.  I have been on debt counselling for a while now and  I feel relieved its amazing how much is lifted off my shoulders just knowing that I do not have to worry about my finances or loosing any of my possessions and mostly I get to keep my babies. 

All you have to do is be honest and don’t hide anything.  Don’t wait too long do it as early as possible otherwise once you start getting letters from lawyers it will be harder to get out. 

I bought sweeties for my children the other day and the joy on their faces showed me I made the right choice by going on debt counselling.  Don’t be ashamed of your debt, get help quickly; help your family now.  If you want help and you are serious about helping your family this is the way to go.

Thank you to Mandi for helping me and not judging me I now have tears of joy and not tears of sadness.!!!!!!!!"


Please visit our Debt Counselling and FAQ'S pages for more information.


Visit our Documents and Contact us pages for a free evaluation and to contact us with any questions






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